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Service

Health Insurance

Protect your savings from rising medical costs with the right health cover.

Talk to an Advisor +91 91735 66668
FloaterWhole-family cover
Top-upHigher cover, low cost
80DTax benefit
Open 24 hoursCall or WhatsApp

Overview

Why Health Insurance with Jigajinni?

One hospital stay can wipe out years of savings. We help you choose individual or family floater health plans, add a super top-up for higher cover at a lower cost, and understand waiting periods, room-rent limits and exclusions before you buy.

Insurance is the subject matter of solicitation. Please read the policy wording carefully before buying.

01

Family floater

One policy that covers the whole family.

02

Super top-up

Higher cover for a small additional premium.

03

Know the fine print

Waiting periods, sub-limits and exclusions explained.

  • Unbiased, goal-first advice
  • Hassle-free, paperless process
  • Regular portfolio reviews
  • Dedicated advisor, a call away

The Jigajinni approach

We don't start with products. We start with you.

A structured, goal-based approach to help you plan, protect and grow your wealth.

  1. 01

    Understand

    Your goals, income and risk profile.

  2. 02

    Plan

    A personalised financial strategy.

  3. 03

    Invest

    Choose the right investment solutions.

  4. 04

    Protect

    Safeguard what matters most.

  5. 05

    Review

    Track progress and make changes as needed.

  6. 06

    Grow

    Build long-term wealth with confidence.

FAQs

Health Insurance: your questions answered

Still unsure? Our advisors are happy to help.

Ask an advisor
How much health insurance should I have?

It depends on your city, family size and medical history. A family floater combined with a super top-up is a cost-effective way to get a high cover.

What is a waiting period?

Most policies do not cover pre-existing diseases and some treatments for an initial period. We explain the waiting periods of each plan before you buy.

Should I cover my parents separately?

Often yes. Adding senior parents to a family floater can raise the premium for everyone, so a separate policy is usually better.

Explore more

More ways to grow & protect

One ecosystem. Multiple ways to build wealth.

Mutual Funds Mutual FundsProfessionally managed mutual funds, chosen around your goals and risk profile. SIP SIPDisciplined investing for long-term wealth, one month at a time. Life Insurance Life InsuranceThe right life cover, so your family is financially secure no matter what. Retirement Planning Retirement PlanningBuild a corpus for the life you want after work, and an income plan that lasts. Tax Planning Tax PlanningSave tax the smart way, as part of your financial plan, not a March rush.

Plan every goal with confidence.

Speak to a Jigajinni Financial Services advisor or try our calculators today.

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